Superannuation may be a ubiquitous part of the Australian retirement landscape but its role in an individual’s retirement is profoundly personal. While all working Australians contribute to super during their working lives , the way …
You’ve waited a long time to reach retirement, so how do you make sure your hard-earned savings go the distance with you? There are a range of steps you can take before and after retiring …
It can be all too easy to avoid estate planning. No one likes to think about death, complicated family relationships can make planning tricky, and it can be distressing to contemplate a time when others …
As we age, the possibility of requiring aged care services becomes an increasingly important consideration and one that you need to prepare for financially. The term ‘aged care’ encompasses a broad range of services and …
‘Efficient’ debt verses ‘inefficient’ debt It’s important to outline the difference between efficient and inefficient debt. Inefficient debt is generally associated with assets that depreciate in value and have no potential of producing income or …
When it comes to managing your finances, it’s important to understand the difference between passive and active investing. Investment funds can be broadly split into two categories – active and passive. And while both options …
You probably have a good idea of who you’d like to give your hard-earned assets to when you’re gone. Making a will can help ensure your assets are distributed the way you want. Many people …
Many Australians want a comfortable retirement. It’s important to understand how much you will need to save to achieve this. According to the Australian Superannuation Fund Association’s (ASFA’s) Retirement Standard1, to enjoy a comfortable retirement, …
Insurance; we don’t need it until we do. Learn all about the value of insurance for protecting your health, income and loved ones when life throws you a curveball. Protecting your wellbeing and your wallet …
Imagine an extra $500 landing in your super fund, courtesy of the government, simply for being proactive about your financial future. If you’re a low to middle income earner making after-tax contributions to your super …
